Just like any car accident, a crash with a Lyft driver can turn your life upside down in seconds. You may be dealing with serious injuries, weeks away from work, and medical bills that keep climbing. Ordinary household tasks may feel impossible, and your family may suffer.
When a negligent motorist brings such turmoil into your life, you may have the right to hold them financially liable. When they are rideshare drivers, it’s hard to know where to start. Our Lyft accident lawyers in Denver can explain your options and fight for what you deserve.
Postman Law has recovered more than $3 billion in settlements and awards on behalf of our clients. Call today to schedule your free consultation and learn more about how our rideshare accident lawyers in Denver can help with your case. Others promise; Postman delivers.
Why Lyft Accidents Are Different
One of the most important things to understand about a Lyft accident claim is how Lyft classifies its drivers. Lyft does not employ its drivers as staff. Instead, drivers are classified as independent contractors.
That classification makes a difference in liability following an accident. Lyft uses the independent contractor status to limit its direct responsibility for driver behavior. This can make it harder to hold the company accountable.
However, Colorado courts and insurance regulations still recognize the rare situations where Lyft bears responsibility. Our Lyft accident lawyers in Denver can investigate your accident and pursue compensation from the appropriate insurer for your hardships.
For a free legal consultation with a lyft accident lawyer serving Denver, call 844-767-8626
How Our Legal Team Can Help
Lyft accident cases may involve multiple parties, but the first step is finding out who is actually liable for your damages. Our Denver personal injury lawyers understand how these claims work and what it takes to win.
While every case is different, some of the things we often do to help include:
- Manage your claim and communicate with insurers on your behalf
- Investigate the crash and gather evidence
- Identify all liable parties and available insurance coverage, and determine which policies apply to your situation
- Calculate the full value of your claim
- Negotiate directly with Lyft’s insurance team to push for a fair settlement
- File a lawsuit and represent you in court if the insurance company refuses to offer fair compensation
Our Lyft accident attorneys in Denver work on a contingency fee basis, which means you don’t pay our fee until we recover compensation for you. If we don’t win your case, you do not pay our legal fees at all. This makes working with our team affordable for almost anyone.
Denver Lyft Accident Lawyer Near Me 844-767-8626
How Lyft’s Insurance Coverage Works
Lyft provides different levels of insurance depending on what actions the driver was performing at the time of the crash. Understanding these tier levels is essential to knowing where your compensation may come from:
- Tier 1: The driver has the app on but has not accepted a ride. The driver’s personal insurance is primary. Because standard personal insurance policies exclude ridesharing, Lyft provides primary liability coverage during this period unless the driver has a specific rideshare endorsement.
- Tier 2: The driver has accepted a ride and is on the way to pick up the passenger. Lyft’s $1 million liability policy becomes active.
- Tier 3: The passenger is in the vehicle. Lyft’s full $1 million liability coverage applies, along with uninsured and underinsured motorist coverage.
If the driver’s app was off at the time of the crash, only the driver’s personal auto insurance applies. Lyft provides zero coverage. Determining which period was active at the time of your accident is one of the first steps in building your claim.
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Time Limits for Lyft Accident Claims
In Colorado, you have three years from the date the accident occurred to file a lawsuit. This rule applies to most Lyft accident claims.
Missing this deadline can be costly. If you wait too long and the statute of limitations expires, the court will likely dismiss your case. That means losing your right to recover any compensation, no matter how strong your claim may be.
There are limited exceptions that can shorten or extend this window. Our Denver Lyft accident lawyers can help with understanding the statute of limitations and legal timeframes.
Get Help From Our Lyft Accident Attorneys in Denver
A Lyft accident leaves you dealing with pain and the expensive medical bills that come with a long recovery. It seems like the at-fault party’s insurance company should be there to help, but you may not know who is responsible or whether you have a case at all.
Our Lyft accident attorneys in Denver have experience handling rideshare accident claims in Denver and throughout Colorado. We understand how Lyft’s insurance tiers work and how to build a case that fully accounts for the extent of your damages.
Our team at Postman Law delivers full-service case management, and we stand up for injured accident victims in Colorado. Call today for a free consultation and tell us about your accident. We can handle the legal fight while you focus on getting better.